Individual Health Insurance
Individual
Health Insurance is a type of Health Insurance coverage that is made
available to individuals and families, rather than to employer groups or
organizations. Given the option, most people would prefer to have their
employer provide group Health Insurance coverage.
But, if this is not an option for you, it is still important for you to
seek coverage. You may be pleasantly surprised with the variety and affordability
of the Individual Health Insurance> options
available.
Individual Health Insurance
BENEFITS
Family and
Individual Health Insurance plans are usually described as either "indemnity" or "managed-care" plans.
Put broadly, the major differences concern choice of healthcare providers,
out-of-pocket costs and how bills are paid. Typically, indemnity plans offer
a broader selection of healthcare providers than managed care plans. Indemnity
plans pay their share of the costs for covered services only after they receive
a bill (which means that you may have to pay up front and then obtain reimbursement
from your Individual Health Insurance company).
